Struggling to Prove Damage? Flood Insurance Claim Denied? Let Us Join You in the Fight for Compensation. We Don't Get Paid Until You Win.
Get started with an onsite inspection, policy review, and overview of your case, all at no cost whatsoever. We'll help you gather the information you need to move forward with your claim.
We'll help you assemble the evidence to build a strong insurance claim for flood damage, backed by our expertise. Or, if you've already filed a claim, we'll help you fortify your case to defend against underpayment or denial.
When you receive an offer from your insurance provider, we'll step in to ensure you have an advocate. If your claim is underpaid or denied, we'll fight for your fair treatment. If necessary, we're prepared to take the case to court.
Dealing with the aftermath of a flood can be exhausting, but you can relax knowing our seasoned team will fight to earn you the compensation you deserve.
Reach A LawyerFlorida expects homeowners to provide proof of loss to their insurer within 60 days of a flood. The insurance provider will then review the claim and provide the amount they determine to be appropriate. If the policyholder wishes to contest the insurer's decision, they must do so within 60 days of receiving it.
No, most standard homeowners insurance does not cover flood damage. Flood insurance typically must be purchased separately, either through the National Flood Insurance Program (NFIP), or through a private provider.
Your actual coverage depends on your specific policy, but there are two main types of flood insurance coverage: building and contents. Building coverage includes the home structure itself as well as permanent fixtures, such as plumbing, electrical systems, and built-in appliances. Contents coverage includes other property, such as furniture, clothing, and electronics.
Before making repairs or throwing anything out, document all of the damage thoroughly. Take pictures and videos that show the full extent of the damage to any property you plan to include in your claim. Once you start making repairs, keep all receipts. The NFIP also recommends recording serial numbers from damaged electronics to further support your flood insurance claim.
If your claim is denied, or if you feel that the amount offered is less than what you are owed, you have the option to submit an appeal to the insurer. If you're still unsatisfied with the result, your next option is to file a lawsuit. Wherever you are in the claims process, it is recommended to get in touch with a Florida flood claim attorney for legal guidance.
We are available 24/7 to assist you. Our process starts with a case evaluation, policy review, and onsite inspection by an experienced public adjuster, all of which are free of charge.
Share your story with us today for a free case evaluation. No obligations or hidden fees. Available 24/7.